The Requisite Disclaimers

Please read the following disclaimers carefully before using steveskojec.com (this website). All information found on this website is based on the opinions of the author unless otherwise stated, and is never intended to be used as a substitute for professional medical, nutrition, financial, legal, or career advice.

The following disclaimers govern your use of steveskojec.com. By using this website, you agree to accept these disclaimers in full. Note that disclaimers may be updated from time to time as the information, products, and services discussed in these pages changes, or the opinion of the author does. By using the website after such changes have been posted, you agree that you accept those changes, even if you have not reviewed them.

Health & Nutrition Disclaimer:

This website does not provide, nor does it intend to provide, medical advice, diagnosis or treatment. No content on this website is intended to be used for medical diagnosis or treatment. The information provided on this website is intended to provide general consumer understanding, information, and entertainment only.  Any health-related information provided on this website is not intended to be a substitute for professional medical advice. As health, wellness, and nutrition research is always changing, we do not guarantee the accuracy, completeness, or timeliness of any information presented here.

The author of this website is not a healthcare professional, and encourages you to consult with a physician before making any changes to your healthcare regimen or diet.

Financial Disclaimer

This website does not provide financial, tax, investment, or other financial advice. We recommend that you consult with a financial professional before making any financial decisions or changes. Any information on wealth-building, success, career, or personal development on this website is only the opinion of the author and is provided for general consumer understanding, information, and entertainment only. It should never be construed as professional financial advice.

Affiliate Disclaimer

The author of this website earns affiliate commissions from products, services, or companies recommended on this website. I try to only recommend products I believe in, and the commissions provided, though usually small, help to provide an income for myself and my family.

If a product is linked, for example, on Amazon.com, it will be provided by means of an affiliate link, which uses a special tracking code to provide a commission on if you decide to make a purchase. Similar relationships may exist with other companies and service providers.

ALL product or service links on this website should be assumed to be affiliate links unless otherwise specified.

FTC Disclosures

The Federal Trade Commission requires disclosure of financial interest and/or bias related to the recommendation of products and services by bloggers. In addition to affiliate links, I may at times write a review of a product or service I received for free in exchange for consideration of its value and a review provided to my audience. Such interest should always be assumed in product reviews unless otherwise specified, but I will strive to always disclose my financial interest or any consideration given in any such post or review.

Advertising:

This website is partially subsidized by advertisements. These advertisements may be placed automatically by third party providers like Google Adsense, or they may be purchased directly by companies and sponsors who wish to partner with this website and its audience.

Personal Data

This website does not collect personal information about visitors except that collected anonymously by our analytics software and any identifying information provided when visitors leave comments, or sign up for our mailing list. We will not sell or voluntarily disclose the personal information of our readers.

Last Updated July 2019

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